Changing Lives One Credit Score at a Time

Changing Lives One Credit Score at a Time Providing families and communities with Financial Literacy, giving them the secrets to success and helping them regain their buying POWER

02/21/2024

CREDIT SCORES and their REAL meanings! Time to !

499 or Lower (VERY BAD)....... this is the “You know goodness well you can’t get nothing on credit” credit score 🤦🏽‍♀️

500-579 (BAD)..... this is the “ You can try and see what happens” credit score 🤷🏽‍♀️. Most companies will deny you for credit

580-619 (POOR)...... this is the “You can play but you WILL pay” credit score. You may get approved but they will make sure your interest payments are sky high and you will end up paying more over the years 🧐

620-679 (FAIR)....this is the “ OK, I’ve seen worse” credit score. Interest rates will vary depending on what type of credit you are applying for. 😩

680-699 (Good).....This is the AVERAGE credit score. You will most likely get approved and pay interest but it won’t be as high. ☺️

700-799 (VERY GOOD)..... This is the “We want your business” credit score. Only 27% of Americans have this score. Look forward to good interest rates and instant approval 😃

800 and higher (EXCELLENT).....This is the “NO INTEREST FOR 2 years” credit score. You are treated like royalty....red carpet and all. Never turned down, lowest interest rates available, and you can have the biggest Chanel bag up in the store if you want it ....👑💳💰💰💰💰💰

EVOLVE 🫦💪🏽🥰💕🩷

01/29/2024

MONEY 💰 MONDAY ✍🏾

🗣🗣🗣Credit Karma is NOT Free!

Credit Karma makes money off of your personal information you volunteered! 😟

❌Credit Karma is NOT a credit monitoring site! - They collect your information from the credit bureaus to create targeted campaigns based on your personal information
which makes Credit Karma an affiliate marketing site!

❌Credit Karma DOES NOT give you FICO scores! - Which is what mortgage lenders use.

Credit Karma gives you Vantage scores...

Credit Karma buys your scores for penny on the dollar, this is how they are able to furnish you with updates every 7 days.

Why? To get you to look at your scores and their AFFILIATE offers!...You know, the offers for those credit cards that say you have a fair, good or very good chance of being approved for.

Have you noticed they never say "You have a bad or poor chance⁉️”🤔

🚫Apply, get denied and now you have an inquiry on your credit profile. ⬇️ 😟

And those of you that are seeing you have a "chance" of getting approved for an American Express 💳 think again... You would be surprised to know, American Express only pulls from Experian for credit cards? 😮

❌Credit Karma DOES NOT give you Experian credit report or scores

Long Post ..... Some of you want to restore your credit and regain your buying power, but JUST FONT KNOW WHERE TO START....
03/14/2020

Long Post .....

Some of you want to restore your credit and regain your buying power, but JUST FONT KNOW WHERE TO START.

I’m here to tell you that are fit Restoration is not microwaves.... It takes time and money.

Some debts YOU HAVRE TO PAY, but it’s WORTH IT.

Some of you think EVERYTHING IS A SCAM AND REALLY NOT WORRIED ABOUT THE FUTURE. (Still Confused About Zmoney🤦🏾‍♀️)

Any who if you or someone you know I’d looking to earn some extra income and possibly get your credit restored for zGree.

Training Provided....

Text “ “Info” or Consultant “ to 901-512-1474

02/09/2020

3 out of 4 credit reports have errors 😫
Who’s ready to exercise your rights to dispute?
Let me help you Leverage the Fair Credit Reporting Act
Text to 901-512-1474

Don’t let 2019 goals become 2020 goals.You don’t have to be great to get started, you just have to get started to be gre...
10/18/2019

Don’t let 2019 goals become 2020 goals.

You don’t have to be great to get started, you just have to get started to be great.

Message 901-512-1474

Let's get you started TODAY. Regain your BUYING POWER. Cash is King, but credit is POWER.
09/14/2019

Let's get you started TODAY. Regain your BUYING POWER. Cash is King, but credit is POWER.

The average broke person spends $8,849/year on a car. 👀 ➖We have to stop trying to impress folks, especially those wi...
09/11/2019

The average broke person spends $8,849/year on a car. 👀
➖
We have to stop trying to impress folks, especially those without money. A car is one of the most expensive things that we go into debt for believing it will make us look richer than we are and rearrange the low esteem we have. But it doesn’t. If you’re hanging around successful, wealthy people, I guarantee you won’t be talking about the cars you drive, but the sacrifices and investments you made.
➖
Truth is, nobody really cares. If they do, you need new people around you. Buy a Honda or Toyota and shut up. Get your money right. How you driving a luxury car but you got debt???! 🤦🏽‍♀️
➖

Tonight, be my guest, I would love to have you. Come out and hear how we can help you regain your buying power. Call 901...
08/27/2019

Tonight, be my guest, I would love to have you. Come out and hear how we can help you regain your buying power. Call 901-512-1474 to RSVP.

Tell me, I forget Teach me, I rememberInvolve me, I learn
08/23/2019

Tell me, I forget
Teach me, I remember
Involve me, I learn

Let's Boss Up In "Accomplishment August" , "Successful September" , "Opportunity October" , "NeverFail November" , "Dete...
08/17/2019

Let's Boss Up In "Accomplishment August" , "Successful September" , "Opportunity October" , "NeverFail November" , "Determined December" , "Jackpot January" , "FABULOUS FEBRUARY" 🗣️ "MoneyMakin MARCH"is RIGHT AROUND THE CORNER. 💪🏾🙌🏾👏🏾🙏🏾😍😍😍😍😘😘🤞🏾

My business partner started her journey because her credit report was drowning in Student loan debt.😫😫 .Lets just say th...
08/16/2019

My business partner started her journey because her credit report was drowning in Student loan debt.😫😫 .
Lets just say those student loans are a thing of the past!
Now she just got approved for $15,000 line of credit through her bank after being denied several times!!🔥🔥🔥🔥
Trusting the process pays off 💪🏾

Tika Leak

Did you know❓Over 15 years ago, Mark Zuckerberg the creator of Facebook, invited five people to his room at Harvard.Reas...
08/16/2019

Did you know❓

Over 15 years ago, Mark Zuckerberg the creator of Facebook, invited five people to his room at Harvard.

Reason❓

To talk about a business opportunity.
Only ✌🏽people showed up❗
Today, both are billionaires❗

Dustin Moskovitz with a net worth of 11.6 billion and Eduardo Saverin with $10.7 billion.

When a friend attempts to share with you a business opportunity, don't be so quick to think SCAM. It costs you nothing but time to hear what they're offering. If you decide it's not for you, then it's not for you. 🤷🏽‍♀️

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Memphis, TN

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+19015121474

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