18/06/2026
📉 Interest rates are finally easing — and for Singapore homeowners and buyers, the timing couldn’t be better.
Here’s what’s happening with SORA-linked home loans in 2026:
📌 3-month compounded SORA has trended down from 2023–2024 highs
📌 Fixed rate packages have softened — competition among banks is intensifying
📌 Lower rates = larger loan quantum = more options within your budget
3 smart moves to make right now:
✅ Review your existing home loan — a repricing or refinancing could save you hundreds monthly
✅ New buyers: lock in a fixed rate if you want predictability, or ride SORA down if you’re flexible
✅ Investors: lower financing costs improve your net rental yield meaningfully
💡 Even a 0.3% drop in your rate on a $1.2M loan saves ~$3,600 per year.
📩 Want a free home loan comparison across all major banks? DM us!