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ByChenoa

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from ByChenoa, Home decor, Dothan, AL.

02/07/2026

Pretty Pretty Princess…Yes Che Is!! ♥️💋

01/29/2026

This year I will produce, write and direct a short film. I’m posting this as evidence of what “creating from your dreams” can produce.

01/18/2026

Growing up I never witnessed my mom give up. She moved forward even if things were not in her favor.
She loved people even though they mistreated her.
She forgave even when I personally thought she should’ve told them all to go to hell.

My mom’s posture towards others taught me the action of grace and release.
She showed me that I can extend love and grace without stabilizing a physical connection. She told me that I could always choose peace over entertaining chaos.

Today I honor her life and her unwavering spirit.

Happy Birthdate Mommie…♥️ ❤️
1.17.59 -8.10.25

08/22/2024

Great Day Friends!! Let’s get you pre-approved!!!

Mortgage rates have been on a slow steady decline and we are seeing the lowest levels in more than a year.

According to mortgage news daily, national average rates today will be around…

6.46 Conventional 30yr
5.98 Conventional 15 yr
5.90 FHA
5.90 VA

Contact me and let’s get you approved for your new home today!

Chenoa Novit
Real Estate Agent
334.596.0220
[email protected]
ChenoaNovit.com
Gold Key Properties

08/21/2024

It’s the perfect time to explore the market for your next dream home. Whether you're looking for more space, a better location, or simply a fresh start, I’m here to help you find the perfect property to match your financial situation. Let me guide you through the process of selling your current home and finding the ideal new home that fits your lifestyle and budget. Get in touch with me today!!

Chenoa Novit
Real Estate Agent
334.596.0220
[email protected]
Gold Key Properties

08/20/2024

Don't navigate the real estate market alone. Allow me to guide you through every step of the process. Contact me today to learn more about how i can help you achieve your real estate goals."

You can reach me directly at 334.596.0220 or email me at [email protected]

Chenoa Novit
Real Estate Agent
334.596.0220
[email protected]
Gold Key Properties

08/08/2024

Are you ready to sign off on your dream home?
Contact me today and let's start your journey!!

Chenoa Novit
Real Estate Agent
334.596.0220
[email protected]
Gold Key Properties

07/30/2024

Take the step towards homeownership!!

Homeownership stands as a profound symbol of self-care and family well-being. It transcends mere accommodation, marking a pivotal investment in shaping a prosperous and secure future for both yourself and your loved ones. I’m here to help you navigate the process. Contact me today to get started on your homeownership journey.

Chenoa Novit
Real Estate Agent
334.596.0220
[email protected]
Gold Key Properties

Home is where the heart is…

07/24/2024

This year, my focus is on fostering homeownership among individuals under the age of 25. I am committed to creating pathways and opportunities that can transform this vision into a reality. If you have any hesitations, I am here to provide you with the guidance and support needed. Let me illuminate the path for you towards becoming a homeowner."

Let Che help you sign off on your first home.

Chenoa Novit
Real Estate Agent
334.596.0220
[email protected]
Gold Key Properties

07/16/2024

Did you know: Understanding the debt-to-income (DTI) ratio is crucial for homebuyers before trying to purchase a new home. The DTI ratio is a financial metric that helps lenders determine your ability to manage monthly mortgage payments based on your income and existing debt obligations.

Here’s are some key points for homebuyers to know about DTI ratio.

To calculate your DTI ratio, add up all your monthly debt payments (such as credit card payments, car loans, student loans) and divide it by your gross monthly income. Multiply the result by 100 to get a percentage. Lenders typically look for a DTI ratio of 43% or lower. This means that your total monthly debt payments should not exceed 43% of your gross monthly income.

A lower DTI ratio is favorable as it shows lenders that you have sufficient income to cover your debts and a new mortgage payment. A high DTI ratio may make it more challenging to qualify for a mortgage or result in higher interest rates.

To improve your DTI ratio, you can pay off existing debts, increase your income, or avoid taking on additional debt before applying for a mortgage.
Keep in mind that different lenders may have varying DTI ratio requirements, so it's essential to shop around and compare offers from multiple lenders.

By understanding your DTI ratio and taking steps to manage your debt responsibly, you can position yourself for a successful home purchase and secure a mortgage that aligns with your financial goals.

If you have any additional questions please feel free to contact me.

Chenoa Novit
334.596.0220
[email protected]
Gold Key Properties

07/08/2024

There are too many stresses when it comes to moving, let Inch by Inch Organizing handle all of the logistics. From assisting with the pre-move purge and packing to unpacking and organizing your space in your new home.

Cant be present to direct the movers, simply give us the keys, and we’ll monitor the entire process or just the areas you need.
Contact us today to book your move.

Chenoa Novit
334.596.0220
Inch by Inch Organizing

07/02/2024

Allow INCH by INCH Organizing & Home Staging to Create a home that reflects your style and personality. Our staging and organizing services will help you achieve the space of your dreams. Schedule a consultation today.

Chenoa Novit
INCH by INCH Organizing & Home Staging
334.596.0220

Address

Dothan, AL
36303

Website

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